Frankly

Account opening

Opening an account is entirely online and can be done in less than 5 minutes. English, German and French is supported.

Strategies

Frankly offers 9 strategies, 4 passive and 5 active. Each strategy is a fund.

Funds

It is not possible to create a customized strategy. The fund provider is Swisscanto (owned by ZKB).

Funds are a mix of:

• • Real estate
  • Equities
  • Bonds
  • Commodities

Half of the foreign stocks are currency hedged, which would reduce returns by 0.4% to 1% per year.

Fee

The yearly fee is 0.45% from Frankly + a TER of around 0.03%.

The fee on cash is 0.45% less 0.05% of interest.

ESG (Environmental, social and corporate governance)

Frankly offers ESG funds

Trading day

Fund buy and sell are performed daily (Monday – Friday).

Platform

Frankly is available on Apple and Android devices through an app.

About Frankly

Frankly is managed by the ZKB. The 3a foundation is Sparen 3 pension foundation of Zürcher Kantonalbank, which is based in Zürich.